๐Ÿ“Œ The Agenda: Should you follow the 50/30/20 financial rule?


Everyone's talking about:

The 50/30/20 Financial Rule

You've probably heard of it: spend 50% of your income on needs, 30% on wants, and save 20%. Simple, right?

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The 50/30/20 budgeting formula is designed to strike a balance between living your life today and securing your financial future.

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But the problem is that it doesn't work for everyone.

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If your rent alone consumes 50% of your take-home pay (hello, London), how are you supposed to fit in groceries, commuter costs, bills, your favourite luxury skincare and still leave 20% for savings?

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This week on the blog, we're breaking down:

  • What the 50/30/20 rule actually is (and why it's so popular)
  • Why it doesn't work for many people in reality
  • How to adapt the percentages to fit your life and income
  • Alternative budgeting methods, if this framework doesn't resonate with you

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MINDSET

20 Mindset Books Every Professional Woman Should Read

CAREERS

The #1 Thing You Should Be Doing to Get a Promotion

From networking mornings to weekend walks, Peer Suite events make it easy to connect, share ideas, and meet inspiring women.

VIRTUAL | 17TH OCTOBER

Office Hours with Rebecca

Join Rebecca for virtual office hours, where we will discuss how to prepare for those all-important year-end conversations.

HYDE PARK | 25TH OCTOBER

Women's Walk & Talk

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VIRTUAL | 22ND OCTOBER

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THE HEARTH | 2ND DECEMBER

Fireside Chat & Networking

An intimate conversation with Lin Loke, founder of Nuwa, where we will explore her journey from McKinsey to founding a supplement brand.

๐Ÿ’ผ CAREERS Think you're being promoted based on your track record? Not quite. Research shows women receive 8.3% lower ratings for "potential" than men, despite outperforming them, and this gap accounts for why fewer women get promoted. The kicker? You're hired and promoted based on what you've already done, whilst men get hired on what they might do.

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๐Ÿค NETWORKING Still think success is all about what you know? Think again. Building a strong and varied professional network has a multiplier effect on your career advancement. The most successful women credit their networks with opening doors they didn't even know existed - from surprise opportunities to crucial sponsorship. Time to start exploring what Peer Suite membership is all about ๐Ÿ˜‰

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๐Ÿง  WELLNESS Your brain health might be your most underrated career asset. Neuroscience-driven workplaces are the hot new trend in 2025, with companies aligning tasks to your peak mental performance hours. Translation? Schedule that tricky project for when your brain is actually awake, and protect your downtime for proper rest.

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๐Ÿค– TECH Men view AI skills as "inherently masculine" whilst most women see them as gender-neutral. This perception gap could seriously widen the gender divide as AI becomes central to leadership roles. The good news? Women are just as confident in their AI abilities as men.

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๐Ÿ’ท MONEY Plot twist: women are now negotiating salaries more than men (54% vs 44%), yet they still earn less. The problem isn't that you're not asking - it's that women who negotiate receive an average 15% raise whilst men get 19.7%. The solution? Always ask, and push your employer for what you want - salaries are negotiable.

Nourish your day, but make it female-founded. The wellness essentials we're adding to our routines for energy, gut health and balance.

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Ceremonial Grade Matcha

After years of fatigue and burnout, Nina Penning discovered that matcha was a cleaner more balanced source of energy.

FERMARY

Taster Experience Box

Founded by Elena Deminska and Lucie Hague, Fermary transforms traditional fermentation wisdom into modern gut-health essentials.

THE KINDA CO.

The Cheeseboard Collection

Ellie Phoebe Brown's hunt for satisfying vegan cheese led to Kinda Co., crafting cashew-based alternatives that taste like real cheese.

MYOVA

Hormonal Health Supplements

Leila Martyn turned her PCOS and fertility struggles into MyOva, natural supplements that support women's hormonal health.

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That's it for this week. Thanks as always for being here, and I look forward to seeing you at an event soon!

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Your friend,
Rebecca x

Founder - Peer Suite

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